Designated Existing Customers Withdrawal Offer: 100% Interest Rebate

Promotion Period: From the date that the special invitation is received until the end date of the month

Promotion Detail

  • Designated existing customers (hereinafter referred to as "customers") will receive an speical invitation (Inbox/Push Notification/Email) and withdraw loans amount $1,000 or above (hereinafter referred to as "X Wallet Loans") in the promotion period, and enjoy a 100% rebate on the interest accrued from the withdrawal date to the last day of the month. The account of the customers must always remain in a normal and active state from the withdrawal date to the last day of the month (overdue repayments, bad debts, etc. are all considered abnormal accounts), and the loans cannot be settled to enjoy the rebate.
  • The interest rebate will be calculated automatically by the system. The customers will be notified to get the reward on 5th of next month.
  • Customers need to login to X Wallet and simply tap the withdraw button on the “Referral & Rewards” page to withdraw the rebate rewards. The rebate will be credited to your designated Hong Kong bank account, the money transfer takes around 2 working days (excluding Saturday, Sunday & public holiday).

Terms and Conditions

  1. This promotion is only applicable to customers who have successfully withdraw the X Wallet loan during the promotion period, the promotion application time is subject to the withdrawal time. The withdrawal time is subject to the computer records of Zero Finance Hong Kong Limited (the company). Overdue applications will not be accepted.
  2. This promotion is only applicable to X Wallet customers who receive the promotion message.
  3. The rebate amount will be calculated by the interest accrued from the withdrawal date to the last day of the month.
  4. The company reserves the right to verify the customers’ identity. Customers will be disqualified from the offer without prior notice if the personal information provided is found to be unknown, unclear or missing and unable to contact the customer or verify the customers’ identity.
  5. All the personal information collected will follow the personal data privacy policies of the company.
  6. The offer is not transferable, cancellable, and returnable.
  7. The company will not accept any liability for any problems due to computer, network, telephone, and other technical issues which cause the customers to delay or miss for submitting an application. Customers cannot make any legal action or investigation to the company.
  8. The company reserves the right to amend the terms and conditions of this offer or stop this loan promotion program at any time without prior notice. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
  9. The company will not be responsible for any loss caused if the customers do not follow the instructions of this loan promotion plan.
  10. The company reserves the right to disqualify the eligibility of the customers and withdraw the rewards if the personal information provided is found to be fake or any actions breach of the terms and conditions.
  11. Except ‘Member Get Member Program Promotion’, this offer cannot be used in conjunction with other discounts or promotion offers. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
  12. By participating in the offer, each customer agrees to be bounded by these terms and conditions. The company reserves the rights to disqualify the eligibility of customers, and withdraw the offer and to proceed legal action, if any breach of terms and conditions.
  13. The account of the customers must always remain in a normal and active state from the withdrawal date to the last day of the month (overdue repayments, bad debts, etc. are all considered abnormal accounts), and the loans cannot be settled to enjoy the rebate.
  14. After the system receives the instruction to withdraw the reward, the money transfer will take around 2 working days (excluding Saturday, Sunday & public holiday) and it will be adjusted according to the individual bank depending on the actual situation.
  15. The customers need to ensure that the receiving bank account entered on the "Referral and Rewards" page is true, correct, valid and owned by the customers. The company will not take any responsibility if the reward cannot be transferred to the account under any circumstances.
  16. If the customers close, cancel or settle his/her X Wallet loan account before the reward is issued, all rewards will be cancelled immediately.